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Deposit Products

Share Savings account types can be found in the first column, followed by balance requirement in the next column, and additional information on the account in the last column.

Share Savings
AccountBalance RequirementInformation
Share Savings$5.00Required for membership. Tiered dividend rate dependent on account balance. Free ATM access.
Money Market$10,000.00 Higher yielding, liquid investment. Up to 6 withdrawals permitted per month. 
IRA Share Savings$5.00Individual Retirement Account - Traditional or Roth. For members looking for a safe, tax-deferred investment for their financial future.
Christmas ClubNoneFor members saving for the holidays. One withdrawal permitted per year. Balance transferred to share savings in early October.
Vacation SavingsNoneFor members saving for a vacation, a large purchase, or a special occasion.
Escrow SavingsNoneFor members saving for taxes or insurance payments that are not automatically escrowed.
Non-Dividend Savings$5.00For business owners, organizations, or members who have funds designated for a specific purpose.

Share Draft Checking account types can be found in the first column, followed by the balance requirement in the next column and additional information in the last column.

Share Draft Checking
AccountBalance RequirementInformation
Share Draft CheckingNoneFree ATM/debit card access. Unlimited check writing. No account maintenance fees.
Non-Dividend CheckingNoneFor business owners, organizations, or members who have funds designated for a specific purpose.

Share Certificates account types can be found in the first column, followed by the balance requirement in the next column, and additional information on the account type in the last column.

Share Certificates
AccountBalance RequirementInformation
Share Certificate$500.00For members looking for a fixed rate, longer-term investment. 6 to 60 month terms.


SRU FCU deposit accounts feature FREE: Online Banking, Debit or ATM Cards, P2P Payments, Debit Alerts, and Night Depository Service. Go to Rates & Fees for additional services.