Deposit Products
Share Savings account types can be found in the first column, followed by balance requirement in the next column, and additional information on the account in the last column.
Share Savings| Account | Balance Requirement | Information |
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| Share Savings | $5.00 | Required for membership. Tiered dividend rate dependent on account balance. Free ATM access. |
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| Money Market | $10,000.00 | Higher yielding, liquid investment. Up to 6 withdrawals permitted per month. |
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| IRA Share Savings | $5.00 | Individual Retirement Account - Traditional or Roth. For members looking for a safe, tax-deferred investment for their financial future. |
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| Christmas Club | None | For members saving for the holidays. One withdrawal permitted per year. Balance transferred to share savings in early October. |
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| Vacation Savings | None | For members saving for a vacation, a large purchase, or a special occasion. |
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| Escrow Savings | None | For members saving for taxes or insurance payments that are not automatically escrowed. |
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| Non-Dividend Savings | $5.00 | For business owners, organizations, or members who have funds designated for a specific purpose. |
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Share Draft Checking account types can be found in the first column, followed by the balance requirement in the next column and additional information in the last column.
Share Draft Checking| Account | Balance Requirement | Information |
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| Share Draft Checking | None | Free ATM/debit card access. Unlimited check writing. No account maintenance fees. |
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| Non-Dividend Checking | None | For business owners, organizations, or members who have funds designated for a specific purpose. |
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Share Certificates account types can be found in the first column, followed by the balance requirement in the next column, and additional information on the account type in the last column.
Share Certificates| Account | Balance Requirement | Information |
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| Share Certificate | $500.00 | For members looking for a fixed rate, longer-term investment. 6 to 60 month terms. |
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SRU FCU deposit accounts include FREE: Online Banking, Debit or ATM Cards, Debit Alerts, and Night Depository Service. Online Banking features real-time account balances and transfers, bill pay, optional e-Statement enrollment, loan applications, mobile deposits (with the SRU FCU mobile app), and more. Go to Rates & Fees for additional services or Contact Us for more information.